About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Information grant proposals sought AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Ireland Howard Lake | 8 June 2005 | News The application form can be downloaded at Comhairle, the national body supporting the provision of information, advice and advocacy on social services, is calling for applications under its Grants Scheme for 2005. The Grants Scheme will promote innovative measures to target groups that may experience social exclusion. Particular consideration will be given to the information needs of older people. The overall fund is worth ‚€200,000, with maximum grants of ‚€20,000 and the minimum set at ‚€6,000. Advertisement 29 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
â€œAs you prepare for the holiday weekend and time with family and friends, I want to encourage you to think safety first,â€ said Assemblymember Chris Holden. â€œThe California Highway Patrol will be out in force beginning Friday and they advise drivers to leave early to allow additional time, donâ€™t drink and drive, and obey the speed limit.â€â€œEnjoy your time celebrating this holiday weekend, just be smart about what you do when the celebration is over,â€ said CHP Commissioner Joe Farrow. â€œWhether you are with your friends or enjoying a celebratory event, designate a sober driver ahead of time, or call a taxi to make sure you get home safely.â€Last year, 40 people were killed on Californiaâ€™s highways during the holiday period and 40 percent of those who died were not wearing seatbelts.â€œOf course this holiday is more than just a celebration,â€ said Holden. â€œAs we observe Memorial Day, each of us should pause and remember those who gave their lives in defense of freedom. Even as we mourn those who have been lost, we must continue to stand-up for the freedoms we take for granted in this great state and nation. Please join me at the following events as we say thank you to the men and women who have served our country.â€South Pasadena: 9 :00 a.m. City of South Pasadena Memorial Day Commemoration, War Memorial Building, 435 S. Fair Oaks Ave, South PasadenaLa Verne: 11:00 a.m. La Verne Veterans Memorial Ceremony, Veteranâ€™s Hall, 1550 Bonita Avenue, La VerneAssemblymember Holden will take part in ceremonies at the La Verne Veterans Memorial which has come to symbolize the sacrifice, honor and courage of our war dead. First Heatwave Expected Next Week Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Business News Your email address will not be published. Required fields are marked * Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Subscribe Name (required) Mail (required) (not be published) Website More Cool Stuff Make a comment Community News 0 commentsShareShareTweetSharePin it Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Government Assemblymember Chris Holden: Memorial Day Message Published on Thursday, May 22, 2014 | 11:04 am HerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty10 Female Celebs Women Love But Men Find UnattractiveHerbeautyHerbeautyHerbeautyBohemian Summer: How To Wear The Boho Trend RightHerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeauty10 Special Beauty Tips That Make Indian Women So BeautifulHerbeautyHerbeautyHerbeauty11 Signs Your Perfectionism Has Gotten Out Of ControlHerbeautyHerbeauty Top of the News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
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Required fields are marked * Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community News Faith & Religion News Pasadena Church Joins Interfaith, Community Leaders in Declaring Support for Sanctuary Movement Story, video and pictures by BRANDON VILLALOVOS Published on Wednesday, December 21, 2016 | 9:41 pm Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes 21 recommended0 commentsShareShareTweetSharePin it More Cool Stuff Name (required) Mail (required) (not be published) Website Top of the News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Make a comment First Heatwave Expected Next Week A representative from Pasadena’s All Saints Church joined Los Angeles-based interfaith and community leaders at a press conference at The Episcopal Cathedral Center of St. Paul in Echo Park Wednesday morning to announce the Church’s support the “Sanctuary” movement for undocumented persons living in the United States.“The message All Saints has to not only the Pasadena, but the wider Southern California community, is we are going to continue to be a beacon of love, justice and compassion as we enter this new year with a lot of uncertainty about public policy that’s pending that indicates a great marginalization of our immigrant communities and others as well,” said Reverend Susan Russell of All Saints Church Pasadena.The press conference was held as a followup to the declaration by The Episcopal Diocese of Los Angeles in early December that it would be a “Sanctuary Diocese.”Church officials said the Diocese commits itself to “holy resistance” in the face of what it referred to in a press release as hateful and discriminatory plans by the new Trump administration to deport millions of undocumented persons, to eliminate programs like DAPA (Deferred Action for Childhood Arrivals), and other programs providing relief and protection for hundreds of thousands of our immigrant community.“I was proud of our diocese when we voted unanimously to become a sanctuary diocese — a place where could offer comfort and take away the fear of the people we serve,” said Episcopal Diocese of Los Angeles Bishop Jon Bruno.“It is important that we care for people who fear for their safety,” Bruno added. “It’s important that we celebrate immigrant people so that we can go forward and provide the care that they need. We want to stand up be counted and transform this world into what it should be. I call upon all the people of Los Angeles to band together.”The Wednesday press conference featured members from The Central American Resource Center (CARECEN), Clergy and Laity United for Economic Justice (CLUE), the Episcopal Diocese of Los Angeles, the National Day Labor Organizing Network (NLDON), Jovenes, Inc., the Latino/Latina Roundtable, the Southwest California Synod of the Evangelical Lutheran Church in America (ELCA), and others.“Taking strong stands for human rights that the Sanctuary Movement represents is nothing new for All Saints Church or the Diocese of Los Angeles,” said All Saints Rector Mike Kinman. “But it is when those rights come under direct attack that it becomes literally a life or death matter for that stand to be made unequivocally clear.”All Saints issued a statement which read in part, “we will stand together and proclaim that Los Angeles will be a place of sanctuary for all. We will demand that our elected officials and that our communities not give in to the new administration’s criminalization of the immigrant family or marginalization of any member of the human family.”Pablo Alvarado, Director of Pasadena based National Day Laborer Organizing Network (NDLON), was in attendance to show support for the Sanctuary movement.“We’re working in Pasadena to turn that city into an actual Sanctuary city and we’re happy to have churches from Pasadena participating in this movement as well. We’re asking the faith based communities to come and extend the protection that they have for their members to these workers, to vulnerable communities” said Alvarado.“So we’re asking to open synagogues, to open churches and any house of worship for people who are going to be persecuted for being undocumented people.”NDLON works to fosters safer, more humane environments for day laborers, both men and women, to earn a living, contribute to society, and integrate into the community.The press conference featured speakers that included Rev. Linda Culbertson, General Presbyter, Presbytery of the Pacific; Bishop Guy Erwin, the Southwest California Synod of the Evangelical Lutheran Church in America (ELCA); and Rabbi Jonathan Klein, Executive Director of the Clergy and Laity United for Economic Justice.“Our solidarity is not limited to members of the immigrant community, but to our muslim brothers and sisters, to LGBT people, to women who feel threatened—to a whole broad constituency that we are there to stand in solidarity with,” said Russell. Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m.
Pinterest Man arrested on suspicion of drugs and criminal property offences in Derry By News Highland – August 15, 2014 WhatsApp Twitter Previous articlePermission given for the increase in height of two windturbines in MovilleNext articleJason Quigley ‘ready to do the business’ on Saturday night News Highland Facebook WhatsApp The HSE says there are no confirmed, or suspected, cases of Ebola in Ireland.It was reported the isolation unit at the Mater was being prepared for the arrival of a patient suspected to have the disease.However in a statement this morning the HSE says the unit is used for a variety of infectious diseases.World wide figures show the disease has killed more than one-thousand-people – with almost two-thousand confirmed cases.However the HSE says there are no confirmed or suspected cases here. Pinterest News 365 additional cases of Covid-19 in Republic 75 positive cases of Covid confirmed in North Twitter Google+ Main Evening News, Sport and Obituaries Tuesday May 25th Facebook Further drop in people receiving PUP in Donegal RELATED ARTICLESMORE FROM AUTHOR Google+ HSE – No suspected cases of Ebola in Ireland Gardai continue to investigate Kilmacrennan fire
ColumnsDemystifying The Limitation Period For Challenging The Arbitral Award Akshay Anurag & Utkarsh Pratik5 April 2021 9:20 PMShare This – xOn 02.03.2021, the Supreme Court in the case of Dakshin Haryana Bijli Vitran Nigam Ltd. v. M/s. Navigant Technologies Pvt. Ltd. (Civil Appeal No. 791 of 2021), settled the law of limitation on filing a petition under S. 34 of the Arbitration and Conciliation Act, 1996 (“Act”). The court was countenanced with the issue whether the period of limitation for filing the petition under S. 34…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginOn 02.03.2021, the Supreme Court in the case of Dakshin Haryana Bijli Vitran Nigam Ltd. v. M/s. Navigant Technologies Pvt. Ltd. (Civil Appeal No. 791 of 2021), settled the law of limitation on filing a petition under S. 34 of the Arbitration and Conciliation Act, 1996 (“Act”). The court was countenanced with the issue whether the period of limitation for filing the petition under S. 34 would commence from the date on which the draft award was circulated to the parties or the date on which the signed copy of the award was received by the parties. The judgment has threefold significance: firstly, it settles the proposition with respect to the law of limitation; secondly, it re-emphasizes the importance of content and procedure of arbitral award and thirdly, it has given a voice to the dissenting opinion in an arbitral award. Factual Matrix The Appellants and Respondents entered into a Service Level Agreement providing for resolution of disputes through arbitration by a three member tribunal. Thereafter, the Appellant terminated the Service Level Agreement which led to disputes between the parties and the dispute was referred to the three member tribunal. The arbitral tribunal orally pronounced the award on 27.02.2018, allowing the claims of the Respondent herein. The arbitral tribunal informed the parties that the third arbitrator has a dissenting opinion and would be rendering a separate opinion. The signed award was only given to the parties on 19.05.2018 and the proceeding was terminated. The Appellant filed a petition under S. 34 before the Civil Court for setting aside the award dated 19.05.2018 on 10.09.2018 along with application for condonation of delay and contended that the petition was filed within the prescribed period i.e., 3 months and 30 days from the date of receipt of award. The Civil Court dismissed the application for condonation for delay on the ground that the Appellant has received the majority award on 27.04.2018 and thus the limitation period commences from that date and having exhausted the prescribed period under S. 34, the petition under S. 34 is liable to be dismissed. The Civil Court further held that the dissenting opinion cannot attain the status of arbitral award. The High Court, in appeal, affirmed the position of the contents of the order passed by the Civil Court. Submissions of Parties The Appellant contended that the reference to the arbitral award in the Arbitration Act includes both the majority award as well as the minority opinion. The Appellant took reference to S. 34, which provides for objections to be filed against the arbitral award and not the majority award alone and thus time period prescribed under S. 34(3) does not relate only to the majority award, but to the arbitral award, which includes the opinion of the dissenting member of the tribunal. The arbitral award gives relevance not only to the majority award but to the dissenting opinion also and relied on Ssangyong engineering and Construction Co. Ltd. v. NHAI,2and Axios Navigation v. Indian Oil Corporation3. The Respondent contended that objections filed by the Appellant under S. 34 is barred by limitation as the majority award was pronounced on 27.04.2018 and thus limitation period should commence from this date. The Respondent contended that the dissenting opinion is not an award for the purpose of calculating the limitation period under S. 34(3) and thus reliance was placed on S. 31(2) of the Act which provides that the signature of all the members of the tribunal was not required, so long as the award was signed by a majority of the members, and reasons for omission of the signature of the third arbitrator were recorded in the award and reliance for the same was placed on Bharat Sanchar Nigam Ltd. v. Acome and Ors.4, Axios Navigation v. Indian Oil Corporation,5 and Oriental Insurance Co. v. Air India Ltd.,6 wherein it was held that the limitation period under S. 34(3) of the Act shall commence from the date when the award is passed. Discussion and Analysis The Court analyzed the scheme of the Arbitration and Conciliation Act, 1996 and noted that a party cannot file a petition under S. 34 for setting aside, or under S. 36 for enforcement, of dissenting opinion of the arbitral award, and what is capable of being set aside or enforced is the arbitral award, i.e., the decision reached by the majority of members of the tribunal. Refence was also made to S. 29A of the Act, where by the prescription of the law, the mandate of the arbitrator(s) would terminate if the limits given under S. 29A(1) and (3) are not followed. The court then dwelled upon legal requirements of signing the award under S. 31 of the Act and noted that the term ‘shall’ makes it mandatory for all the members of the tribunal to sign the award so that the award attains finality, so long as the reason for any omitted signature is stated, since signing of the award gives legal effect and validity to it. The court further noted that the making and delivery of the award are different stages of an arbitration proceedings and an award is made when it is authenticated by the person who makes it. The court, after doing a harmonious construction of S. 31(1) and (4) held that the receipt of a signed copy of the award is the date from which the period of limitation for filing objections under S. 34 would commence. The Court substantiated this position by taking reliance on Union of India v. TeccoTrichy Engineers & Contractors,7 and State of Maharashtra v. Ark Builders.8 After perusal of the facts in hand and relevant law the court held that the period of limitation for filing objections would have to be reckoned from the date on which the signed copy of the award was made available to the parties and further held that the petition under S. 34 was within the prescribed period of limitation under S. 34(3). Relevance of dissenting opinion It is pertinent to note that dissenting opinion doesn’t form the part of Award but the recourse of dissenting opinion can be taken in order to add weight to the arguments or buttress the submissions of the party wishing to challenge the Award. Also, the Court is not precluded from considering the findings and conclusions of the dissenting opinion of the minority member of the tribunal. Conclusion The Apex Court ruling finally crystallizes the perennial issue pertaining to the initiation of limitation period for challenging the award under section 34 of the Act. The court emphasized on the textual wordings of Section 34(3) the Act, which specifically provided the strict timeline of 3 months from the date of “receipt” of Award. Furthermore, the Court made a notable distinction between making of Award and the delivery of Award. The Court noted that delivery of Arbitral award is not a matter of mere formality rather it is a matter of substance. The computation of limitation period will start from the date on which the Award is received by the party.Views are PersonalThe Authors are Lawyers at Delhi High CourtNext Story
Journey home will be easier – Paul Hegarty Pinterest By News Highland – August 7, 2020 Google+ Localised Covid-19 restrictions could be imposed in Kildare, Laois and Offaly later today. Over 70s and the medically vulnerable in the three counties have been advised against using public transport.226 cases have been confirmed there over the past two weeks, while 80 workers at one food plant in Kildare have tested positive for the virus.There’s a stark warning for people in Kildare, Laois and Offaly this morning: take urgent action if you have any Covid-19 symptoms and double down on your efforts.Everyone in these counties over 70, or who is medically vulnerable should immediately limit the numbers they are in contact with.In the past 2 weeks, 226 cases, mainly in meat plants, have come from these three counties, almost half of all recent cases.O Brien Fine Foods in Timahoe has suspended all operations following 80 cases among workers, while A further 42 are being tested.We know there will be at least 60 new cases confirmed in Kildare, Offaly and Laois this evening.Now the question is whether some form of localised lockdowns could be introduced.The Acting Chief Medical Officer says he will be back with further guidance for people in these counties later today, once the confirmed cases start coming in. Important message for people attending LUH’s INR clinic WhatsApp DL Debate – 24/05/21 WhatsApp Homepage BannerNews Twitter Arranmore progress and potential flagged as population grows Twitter Facebook Pinterest RELATED ARTICLESMORE FROM AUTHOR Previous articleWarm & dry weekend is on the way!Next articleConcerns emerge with Mica Redress Scheme News Highland Localised Covid-19 restrictions could be imposed on Midlands counties Harps come back to win in Waterford News, Sport and Obituaries on Monday May 24th Google+ Facebook
RELATED ARTICLESMORE FROM AUTHOR Plans on when to reopen the country to be considered By News Highland – February 22, 2021 WhatsApp Arranmore progress and potential flagged as population grows Pinterest DL Debate – 24/05/21 FT Report: Derry City 2 St Pats 2 AudioHomepage BannerNews Facebook Twitter Google+ News, Sport and Obituaries on Monday May 24th Google+ The Cabinet sub-committee on Covid-19 will consider plans to reopen the country after the latest lockdown today.Schools are expected to return on a phased basis from March 1st, while Level 5 restrictions are expected to be extended beyond March 5th.679 new cases of Covid-19 have been detected here, while one more death was announced last night.26 new cases were reported in Donegal with the county’s incidence rate now at 150.8.The national 14-day incidence rate of the disease is 243, which is the lowest it’s been since December 21st.DCU Professor Anthony Staines says the discovery of the Brazilian variant here shows the need for mandatory quarantine hotels:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2021/02/staines7am.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Twitter Facebook Important message for people attending LUH’s INR clinic Previous articleGovernment urged to strengthen Post Office NetworkNext articleDisqualified driver caught at checkpoint in south Donegal News Highland WhatsApp Pinterest Loganair’s new Derry – Liverpool air service takes off from CODA
Gilbert Carrasquillo/Getty Images(NORRISTOWN, Pa.) — The star witness for Bill Cosby’s legal team was undermined during cross-examination on Wednesday when she conceded that her testimony differed from previous statements she gave defense attorneys, and said she and one of the comedian’s lawyers “kind of created it together.”Shortly after the prosecution rested its case in the retrial of the 80-year-old Cosby on sexual assault charges, Marguerite “Margo” Jackson took the witness stand for the defense.In his opening argument, lead defense attorney Tom Mesereau told the Montgomery County jury in Norristown, Pennsylvania, that Jackson would bolster his contention that Cosby’s main accuser, Andrea Constand, is a “con artist” who set up a “lonely man” with false accusations of being drugged and assaulted.Cosby is charged with three counts of aggravated indecent assault for allegedly drugging and sexually assaulting Constand at his suburban Philadelphia estate in early 2004. His first trial ended in a mistrial in June when a jury couldn’t reach a verdict.The married Cosby has adamantly denied ever drugging or molesting anyone, and has said his relationship with Constand was consensual.Constand settled a civil case against Cosby in 2005 for $3.38 million, but the man known once as “America’s dad” did not admit wrongdoing in the case.During direct questioning from Cosby’s attorney on Wednesday, Jackson recalled a conversation she had in 2004, in which she said Constand allegedly mused about framing an unnamed celebrity for money.Jackson is a veteran Temple University employee and was an academic adviser to the school’s women’s basketball team when Constand was the team’s director of operations.She said she and Constand roomed together when the basketball team was playing on the road.Jackson recalled that she and Constand were sharing a room at a Rhode Island hotel on Feb. 1, 2004, when a TV news report came on about a “high-profile celebrity essentially assaulting women.” She said Constand told her “something similar had happened to her.”Jackson said she replied, “Really? Who and when?” She said she asked Constand whether she had reported the alleged assault.“She said ‘No,’” Jackson testified. “I said, ‘Why?’ She was, like, ‘Because I couldn’t prove it.’”Jackson said she pressed Constand about the assault, saying, “I wouldn’t care who it was. I would report it. Why didn’t you report it?”She said Constand, 44, allegedly replied, “Because it’s a high-profile figure, and you can’t fight that.”“This is a civil case,” Jackson said she told Constand. “It’s about money. Money is a great motivator.”Jackson said she asked Constand again whether the assault actually happened, to which Constand allegedly responded, “I could say it did. I could say it happened, get that money. I could quit my job and go back to school. I could open up a business.”But under cross-examination, Jackson was grilled by Montgomery County Assistant District Attorney Stewart Ryan about why her testimony differed in key areas from a statement she provided Cosby’s previous defense team in 2016 and one she gave Cosby’s new lawyers in January.In one discrepancy, Jackson testified Wednesday that her conversation with Constand occurred during one of “probably two or three times” the pair roomed together during Temple basketball away games. In her earlier statements, she said the pair roomed together six times.Constand testified on Monday that she barely knew Jackson and never roomed with her, but rather had her own hotel room during away games.There was no mention in Jackson’s 2016 statement about Constand allegedly claiming to be unable to prove the assault allegations in court, and Jackson said at the time that she could not recall the year of the alleged conversation. In the second statement she gave Cosby’s defense team earlier this year, there was no reference to a date or year of the alleged conversation.Ryan pointed out yet another difference between her testimony and her earlier statements to the defense.“You add that it’s your memory now that Ms. Constand didn’t report it because it was a high-profile person and because she couldn’t prove it?” Ryan asked her. “That’s new — that she said she couldn’t prove it?”“Correct,” a sullen Jackson replied.When asked by Ryan who decided to add that, Jackson said one of Cosby’s attorneys, Kathleen Bliss, worked closely with her.“We sat down and reviewed the statement, and she just broke it down and made it specific,” Jackson testified. “We kind of created it together. She wanted to break it down more.”Asked whose decision it was to use quotation marks around crucial parts of what Constand told her in the hotel room where there were none in the first statement, Jackson said “Kathleen put the quotation marks in.”Jackson was not allowed to testify in Cosby’s first trial because a judge ruled her initial statement submitted to the court by Cosby’s first legal team as hearsay. But the judge changed course this time around and allowed her to testify for the defense.If convicted, Cosby faces up to 10 years in prison on each count. Cosby has denied all the allegations against him.Copyright © 2018, ABC Radio. All rights reserved.
AG Zoeller Files Lawsuit Against Out-Of-State Companies Accused Of Tax Sale SchemeIndiana Attorney General Greg Zoeller filed a lawsuit today against three out-of-state companies and their owners for allegedly working in concert to perpetrate a tax sale scheme in attempt to swindle struggling property owners in Allen, Johnson, Lake and Marion counties out of potentially millions of dollars. The defendants in the lawsuit include FLRC, LLC, Coastal Title, Inc. and Oak Tree Title, LLC, as well as Diana Castro, Craig Talkington and David Fuqua. These companies and individuals are based in Florida, Oklahoma and Nevada.According to the complaint filed in Marion County court, the defendants perpetrated a complicated scheme that took advantage of vulnerable Hoosiers who had fallen behind in their real-estate taxes and who did not understand the tax sale process. It is suspected these defendants conducted the scheme in several other states as well.The Attorney General’s Office in suing the defendants is seeking more than $9 million in restitution and civil penalties.Tax sale schemeWhen a homeowner falls behind on their property taxes, the county lists the property at tax sale. The minimum bid set for these homes is the amount owed in taxes. If the winning bid exceeds the amount of the unpaid property tax owed, the county claims only the tax amount and the original homeowner is entitled to any surplus amount beyond what may be owed to a mortgage lender. This surplus may be considered a rough equivalent to their home’s equity. The original homeowner then has one year to redeem the property if he or she can pay back the taxes originally owed. If the homeowner can’t pay within a year, then the bidder is awarded ownership of the property. It’s during this one-year time window that the defendants allegedly perpetrated their scheme.Using court and public records, the defendants and their agents allegedly located and contacted the original homeowners whose properties had been sold at tax sales for large surplus amounts. According to the lawsuit, they deceived at least 48 homeowners by making misrepresentations about their legal rights to redemption or surplus in the tax sales. The scam worked best with property owners who did not have an outstanding mortgage that would have to first be paid off with the surplus.By exploiting the homeowners’ unfamiliarity, the defendants and their agents persuaded the homeowners to sign quitclaim deeds and other legal paperwork turning over their remaining legal interest in the properties to the defendants, in exchange for $450 or less. The companies, in turn, then were able to submit claims for the tax surplus payments the 48 original owners would have been entitled to – in amounts ranging from $2,000 up to $900,000, the lawsuit alleges. “Rarely have we seen a scam that so brazenly exploited desperate property owners and took advantage of their lack of understanding of a complicated legal process. Victims not only lost their property but money that was rightfully owed to them,” Zoeller said. “We suspect others were victimized, and my office will use every legal tool available to halt this fraud, hold the defendants accountable and assist the victims.”The Attorney General’s Office through its Homeowner Protection Unit (HPU) fielded complaints about this alleged tax sale scheme from the affected owners and from county officials, who were able to identify the potential scheme only after the deed exchanges were filed with the county auditor’s office.“I am thankful the Attorney General is investigating tax sale fraud throughout Indiana,” Allen County Auditor Tera Klutz said. “My staff and I are happy to assist the AG in his investigation because we believe some of these homeowners who have lost their homes in tax sales may have been misled about the surplus funds available to them.”It is estimated that the defendants paid the 48 original owners a combined total of $13,640 for signing the quitclaim deeds, and after defrauding the owners out of their legal rights to the tax-sale surplus amounts, the defendants were eligible to submit claims for $3,265,204 in tax-sale surplus payments.Zoeller said that thanks to cooperation from the local auditors, recorders, assessors, and treasurers, the AG’s Office was able to intervene temporarily in many of these 48 cases and obtain court orders to block the defendants from receiving the tax surplus payments, while the AG’s investigation and subsequent legal action is pending.In the lawsuit, Zoeller’s office alleges the defendants violated the Home Loan Practices Act by making misrepresentations, concealments or false terms in connection with a real estate transaction and by engaging in real estate transactions without proper licensure. The lawsuit also alleges incurable and intentional violations of the Deceptive Consumer Sales Act.The lawsuit asks the Marion County court to issue an injunction against the defendants that would prohibit them from engaging in any transactions in Indiana or any deceptive acts or omissions. It also seeks more than $9 million in consumer restitution, investigative costs and civil penalties.Zoeller thanked Deputy Attorney General Derek Peterson for his work on this case.Tips for consumersZoeller added the AG’s Office’s investigation continues due to concerns other homeowners may have fallen victim to this scam or similar scams in Marion County or other counties. Owners who suspect they have been defrauded are asked to file a consumer complaint with the Attorney General’s Office at www.IndianaConsumer.com or by calling 1-800-382-5516.To avoid fraud, Zoeller urges any distressed homeowner facing a tax sale due to unpaid property taxes or foreclosure due to unpaid mortgage payments to first seek legal advice from a qualified attorney before engaging in any quitclaim deed or other legal transaction. Free legal advice is available from the Indiana Foreclosure Prevention Network at www.877gethope.com or from Indiana Legal Services, which recently received a grant from the AG’s Office to support this type of counseling. Todays “Readers Poll” question is “Do You Believe DMD Director Kelley Coures Assertions That The Feds Are Not Doing An Investigation But An Audit of TARP Funds”?Copyright 2015 City County Observer. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.FacebookTwitterCopy LinkEmail
Strawberry Festival on June 14St. Matthew Lutheran Church will hold the Strawberry Festival on June 14, from 11 a.m. to 3 p.m. Plants, homemade jelly, and crafts will be for sale. Food will also be sold, including sausage and meatball sandwiches, hot dogs with various toppings, potato salad and chips, ice cream and strawberries, and, of course, strawberry shortcake. The church is located at 800 Roosevelt Ave. Learn active shooter preparedness at library eventActive shooter incidents have become a way of life in today’s America. While we can’t predict when and where they’ll happen, we can prepare for them. The Secaucus Library will hold an active shooter preparedness event on June 30, from 10 a.m. to 11:30 a.m. The program will provide the latest education, tools, and resources to help you get ready for such a situation. You will also learn how to respond to an active shooter in many different environments. To register for the event, visit https://www.secaucuslibrary.org/. ×The 2018 Secaucus Street Fair is coming to town this weekend. Special senior BBQ coming in JuneSecaucus seniors with empty stomachs and a craving for burgers are in for a treat. The mayor and Town Council invite all local seniors to a special BBQ and pool day, June 13, at 11 a.m. The event will take place at the Secaucus Swim Club, located at 2000 Koelle Blvd. Reservations are required, and can be made at (201) 865-4422. The 2018 Secaucus Street Fair is coming to town this weekend.