Home / Commentary / The Gap Between Mortgage Default and Settlement Print This Post The Gap Between Mortgage Default and Settlement in Commentary, Daily Dose, Featured, Foreclosure, News Roy A. Diaz is the Managing Shareholder of Diaz, Anselmo Lindberg, P.A. The firm provides representation in Florida, Illinois, Ohio, Indiana, Kentucky, Wisconsin and Michigan. Diaz has been a member of the Florida Bar since 1988. He has concentrated his practice in the areas of real estate, litigation, and bankruptcy. He has represented lenders, servicers of both conventional and GSE loans, private investors, and real estate developers throughout his career with an emphasis on the mortgage servicing industry for over 25 years. Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: borrower court default Foreclosure lender Loan Property servicer Settlement Previous: The Renter/Investor Relationship Next: The Growing Problem With Household Debt borrower court default Foreclosure lender Loan Property servicer Settlement 2019-05-15 Radhika Ojha About Author: Roy Diaz In April 2019, the United States Court of Appeals for the Eleventh Circuit issued a 60-page opinion which addressed claims brought by borrowers Johnnie and Adrian Marchisio against servicer Mortgage Services, LLC, for various statutory and contractual violations committed by the servicer while servicing the Marchisios’ first and second mortgages. (Marchisio v. Servicer Mortgage Services, LLC.)The borrowers took out two mortgage loans to purchase property and defaulted on both loans in 2008. The servicer filed an action seeking to foreclose both mortgages, and the lawsuit was later resolved through a deed-in-lieu of foreclosure entered in December 2009.Pursuant to the parties’ agreement, the borrowers surrendered the property and the servicer “agreed to report to the credit reporting agencies … that the mortgage was discharged with a zero balance owed.” However, more than two years later, the bank still had not reported the discharge. Instead, it “resumed its debt collections efforts” reporting the borrowers’ debt as delinquent. As a result, in July 2012, the Marchisios filed a federal action (first action) alleging Mortgage Services’ failure to timely report the pertinent settlement terms violated the Fair Credit Reporting Act (FCRA) and the Florida Collections Act (FCA).The filing of the first action prompted the servicer to partially correct its misreporting. The lender sent an automated universal dataform (AUD) to the reporting agencies requesting they “update the first loan to reflect that it had a zero balance.” However, the servicer continued to misreport a delinquent balance due on the second mortgage.Ultimately, in January 2013, the parties reached a settlement agreement with regard to the second mortgage wherein the servicer paid the borrowers $125,000 and agreed to “report the second loan as having a zero balance as of December 9, 2009 … as soon as reasonably possible, but in any case within 90 days.” In exchange, the borrowers dismissed the first action. The settlement noted that time was of the essence, which has the legal effect of a hard default on the 91st day.Despite the parties’ settlement agreement and the borrowers’ dismissal of the first action, the servicer continued to send inaccurate reports to credit agencies in February, March, and April 2013. The reports reflected the borrowers’ second mortgage was not paid off and had a past due balance exceeding 120 days. Only after the borrowers complained to the servicer about these inaccurate reports did the company submit an AUD to the credit agencies requesting “they update the second loan to show a zero balance.” Notably, the servicer did not send this AUD until April 25, 2013—two days after the deadline for doing so under the settlement agreement. Additionally, according to the borrowers, the servicer continued to make collection calls wherein they threatened to foreclose due to an allegedly unpaid “balloon balance” on the second mortgage.In August 2013, the borrowers moved to enforce the settlement agreement which resulted from the first action, but the district court declined to exercise jurisdiction. In November 2013, they disputed the servicer debt with the credit agencies. In their written dispute they described the litigation history between them and the servicer, the resulting settlement, and the final agreement, which indicated the borrowers owed nothing on the first or second mortgages.Pursuant to the requirements of the FCRA (codified at 15 U.S.C. § 1681i(a)(1) and (2)), the credit agency notified the servicer about the dispute and the servicer conducted an investigation. As part of its investigation, an employee of the servicer consulted the “Fiserv database” which was supposed to house all relevant information regarding the loans serviced by the company. Notwithstanding, the Fiserv database did not have any information regarding the 2013 settlement agreement. The servicer’s representative reported back to the credit agencies that its prior reports were accurate and confirmed the borrowers owed a balloon payment on the second loan.To further complicate matters, near the end of 2013, the servicer’s insurance vendor (Southwest) sent the borrowers letters on the servicer’s letterhead informing them that force-placed fire insurance would be placed on their property if they did not obtain their own insurance. When the borrowers failed to purchase fire insurance for a property they no longer owned, Southwest purchased it for them, billed them, and then tried to collect payment by sending notices on the servicer’s letterhead.Ostensibly left with no other options for resolving the dispute, the borrowers filed a second federal action (second action) against the servicer in January 2014, “alleging breach of the settlement agreement entered in the first action and violations of the FCRA and the Florida Collections Act.” Regarding the FCRA claim, the borrowers alleged that the servicer violated the act by failing to conduct a reasonable investigation upon learning that the borrowers disputed the credit reports, which included the balloon balance on the second mortgage. As to the FCRA claim, the borrowers argued the collection calls and notices regarding force-placed insurance constituted violations of the FCRA because the servicer attempted to enforce a debt that they knew did not exist.The second action finally prompted the servicer to issue an AUD to the credit agencies requesting they “delete from [the borrowers’] credit reports any reference to a balloon-payment obligation.” The servicer also canceled the force-placed fire insurance. Despite this corrective action, litigation ensued and both parties moved for summary judgment. The district court entered summary judgment in the borrowers’ favor on their FCRA claim finding the servicer “failed to conduct a reasonable investigation” of the dispute filed with the credit agency and that such failure was willful. The court awarded statutory damages of $3,000 but “ruled that Plaintiffs were not entitled to any damages for emotional distress or as punitive damages” as a matter of law. As to both the FCA claim and the breach of contract claim the district court entered summary judgment in the servicer’s favor. The district court awarded $94,000 in attorneys’ fees to the borrowers. Both parties appealed to the Eleventh Circuit.On appeal, the Eleventh Circuit made the following rulings:Firstly, it affirmed “the district court’s finding of a willful FCRA violation,” surmising it was “obvious that [Servicer] failed to conduct a reasonable investigation of [the Borrowers’] report.” The court disagreed with the servicer’s argument that the “erroneous verification” that a balloon payment was owed on the second loan “constituted a mere isolated human error that was promptly corrected.” The court clarified it was not the employee that made the mistake because he “accurately reported what he found in the databases.” The court explained it was the servicer which “failed to create a reliable system for inputting information regarding the settlement of litigation that might impact the data found on the relevant databases.”The Circuit Court concluded the servicer’s system was “unreliable” and that “it was incumbent” on the servicer “to take steps to ensure that news of the terms of the settlement agreement be communicated to those who generate reports to reporting agencies.” The court surmised “there was a large ‘disconnect’ between [servicer’s] system for debt verification and its ad hoc handling of settlement-related changes to debt obligations” rendering the servicer’s investigation unreasonable for purposes of the FCRA. The court also concluded the servicer’s conduct was willful because even if unintentional, the servicer “acted in reckless disregard” of its obligations under the FCRA, given its failure to take corrective action despite “the number of times that [Servicer] was put on notice of the false information being reported.” It concluded the servicer’s FCRA violations could support an award for emotional distress and punitive damages and reversed the district court’s grant of summary judgment on those issues “to allow factual development” of those issues at trial.Secondly, the Circuit Court reversed the summary judgment for the servicer on the FCA claim finding there to be genuine issues of material fact as to whether the servicer made the debt collection calls and whether the servicer could prove its “bona fide error defense.” The court concluded the borrowers’ testimony regarding the collection calls, viewed in a light most favorable to the non-movants, was sufficient to withstand summary judgment. The court also found that the question of whether Servicer “maintained procedures reasonably adapted” to avoid violations of the FCRA was a question for the jury and not properly disposed of on summary judgment.Thirdly, the Circuit Court reversed the grant of summary judgment for the servicer on the breach of contract claim. Although the Circuit Court agreed with the district court that “emotional distress damages [were] not cognizable as to the breach of contract claim,” the court explained the servicer’s failure to timely correct the misreporting on the second mortgage could have resulted in other damages such as “adverse financing terms” in connection with the borrowers’ purchase of two automobiles prior to the servicer correcting its misreporting. The court surmised the merit of the borrowers’ breach of contract claim and whether the borrowers could establish damages from that breach was to be determined by the jury and not properly disposed of on summary judgment.Lastly, the Circuit Court vacated “the award of attorney’s fees to [the borrowers] so that the district court [could] recalculate those fees at the conclusion of the litigation.” The court remanded the matter for trial and set the floor for a fee award at $94,000 reasoning that the district court had calculated that number, “in part, on the fact the borrowers’ prevailed on only one claim” but they may prevail on additional claims at trial thereby entitling them to additional fees.This detailed holding provides helpful insights into best practices for servicing a loan in default where the default is resolved through settlement. While this article is not intended to be giving legal advise, below is a list of suggested practices extrapolated from the Circuit Court’s holding:SETTLEMENT AGREEMENTS: Ensure those responsible for complying with a settlement agreement understand the terms of the agreement and know what is required for full compliance. Where possible, incorporate clear requirements into an agreement and avoid terms such as “as soon as reasonably possible.” Phrases such as these are subject to interpretation and create confusion and/or conflicting expectations of the various parties. Where deadlines are clearly articulated in an agreement, do not delay in complying and understand that courts will consider “the spirit of the agreement” when evaluating whether a party complied with a particular provision.SYSTEM ENTRIES: When settlement is reached, make redundant entries into multiple systems clearly indicating the parties reached a settlement. Create and implement a procedure that details the various steps required when settlement is reached and make the procedure known and understood to the appropriate staff. Include the primary aspects of the settlement agreement in system entries and reference where additional information about the settlement can be obtained. Provide information about the department involved in the settlement negotiations, and the name of at least one point of contact. Have a policy in place to ensure this information is updated in the event of staffing changes. If the specifics of the settlement are to remain confidential, note “CONFIDENTIAL SETTLEMENT REACHED” in all systems. Again, reference a point of contact and where additional information can be obtained.CREDIT DISPUTES: Upon receiving notice of a credit reporting dispute, conduct a thorough investigation. This should include the review of system notes and documents, but also a thorough review of the information submitted by the borrower. If there is a discrepancy between the system notes and information from the borrower, especially significant facts that were omitted such as a reference to a lawsuit or settlement, investigate further. Seek assistance from or refer the matter to a litigation specialist within your company. Importantly, you should not reach out to the borrower for clarification until there is confirmation he or she is not represented by counsel. 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Granit Xhaka and Arsenal’s players suffered defeat in the Europa League final (AMA/Getty Images)Granit Xhaka has revealed that Unai Emery and Arsenal’s players were in silence after their defeat to Chelsea in the Europa League final on Wednesday evening.The Gunners have missed out on Champions League qualification once again after they were hammered 4-1 by Maurizio Sarri’s side in Baku.Chelsea went 3-0 up before Alex Iwobi scored an excellent goal to hand Arsenal a lifeline, but the Gunners’ hopes were extinguished as Eden Hazard scored his second of the game just three minutes later.Arsenal’s players and Emery looked dejected after the final whistle and Xhaka has revealed the reaction inside their dressing room following the defeat.AdvertisementAdvertisementADVERTISEMENT‘Him [Emery], the players, nobody speaks in the dressing room,’ said Xhaka. Unai Emery said nothing to his players inside Arsenal’s dressing room (AMA/Getty Images)Asked why Emery did not say anything, Xhaka said: ‘I don’t know. He was disappointed of course.‘I think we know how we played. We know we lost the game.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘It is not about shouting. It is not about shouting everything if we lose.‘You can say a lot now but it is not the time to explain why and what happens.‘I think it was a big chance for us and we didn’t take it.’More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal Advertisement Metro Sport ReporterThursday 30 May 2019 12:33 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link Comment Granit Xhaka reveals Unai Emery reaction in Arsenal’s dressing room after Europa League final defeat to Chelsea Advertisement
LINE UPGoalkeeper Denis Onyango will captain a new-look Uganda Cranes in their opening African Nations Cup match against Cape Verde. (Watch live here)KCC’s on-form striker Derrick Nsibambi starts, as Emmanuel Okwi makes a comeback.The team: Denis Onyango, Nicholas Wadada, Godfrey Walusimbi, Bernard Muwanga, Murushid Juuko, Khalid Aucho, Hassan Wasswa, Miya Faruku, Derrick Nsibambi, Emmanuel Okwi and Isaac Muleme.Substitutes: Benjamin Ochan (GK), Ismail Watenga (GK), Denis Okot, Timothy Awanyi, Robert Kakeeto, Milton Kariisa, Geoffrey Serunkuma & Muhammad ShabanTweets about @OfficialFUFA Nigeria, Ivory Coast, Zambia suffer shock lossesAbuja, Nigeria | AFP | Former African champions Nigeria, Ivory Coast and Zambia all lost at home Saturday on a day of upsets in the first qualifying round for the 2019 Cup of Nations.Three–time champions Nigeria lost a competitive game against South Africa for the first time when they fell 2-0 in the southern Nigerian town of Uyo in Group E.While in Group H the Ivory Coast, who had vowed to win in memory of former team-mate Cheick Tiote, who collapsed and died in China this week, slumped 3-2 to fellow west Africans Guinea in Bouake.Zambia, champions in 2012, fell 1-0 at home to a daring Mozambican side in Group K.New South Africa coach Stuart Baxter labelled his team the underdogs going by their poor head-to-head record against Nigeria.But goals by Tokelo Rantie and substitute Percy Tau in the second half sunk the home team and the visitors were unlucky not to have scored more goals in the Group E clash. “My young team tried their best, there was a mistake for the first goal and the second goal was a gift,” admitted Nigeria coach Gernot Rohr.Libya top Group E after a 5-1 spanking of Seychelles on Friday in Cairo, Egypt.In Bouake, the Elephants of Ivory Coast went down to Guinea despite a brace by Seydou Doumbia.Germany-based striker Naby Keita fired the winner for Guinea in the 79th minute.Zambia also got off to a losing start on the road to Cameroon 2019 when they lost for the first time to Mozambique at home.Stanley Ratifo grabbed the last-gasp match winner when he stabbed home a low cross.Before then, Chipolopolo goalkeeper and captain Kennedy Mweene had to pull off a point-blank save to deny the visitors.Guinea-Bissau, shock qualifiers for the 2017 Cup of Nations, edged past Namibia thanks to a Jerson goal on 24 minutes in the other Group K fixture.Cameroon and Malawi both won in Group B. Reigning champions Cameroon pipped Morocco 1-0 in Yaounde while Malawi beat the Comoros by the same scoreline in Blantyre.In Group I, the Zebras of Botswana lost 1-0 to Mauritania in front of their fans in Francistown after they failed to put away many chances.This gutsy contest was decided on 78 minutes when substitute Abdoulaye Soudani controlled a long ball before firing past the Botswana goalkeeper.Hosts Burkina Faso won the other Group I tie against Angola 3-1 with big striker Aristide Bance bagging a brace.Burundi beat South Sudan 3-0 in Group C with Mali fought back from a goal down to beat Gabon 2-1 in Bamako in the other group game. FILE PHOTO: Uganda Cranes fans at AFCON80: Cape Verde ?? 0 Uganda ?? 1 Share on: WhatsApp
MASTERFUL PERFORMANCE—“Pretty Boy” Floyd Mayweather Jr., right, connects against “Sugar” Shane Mosley during their WBA welterweight boxing match May 1, in Las Vegas. by Tim DahlbergAssociate Press Writer LAS VEGAS (AP)—Floyd Mayweather Jr. is usually content to just win a fight. This time, though, Money Mayweather wanted to earn his cash.Fighting more aggressively than usual, Mayweather overcame a near knockdown in the second round Saturday night to dominate the rest of the way and win a lopsided 12-round decision over Shane Mosley in their welterweight showdown.“I wanted to give the fans what they wanted to see, a toe-to-toe battle,” Mayweather said. “It wasn’t the same style for me but I wanted to be aggressive and I knew I could do it.” Boxing’s biggest box office draw remained undefeated in 41 fights, but not before giving his fans and his corner a scare when a right hand to the side of his head buckled his knees a minute into the second, and he had to grab Mosley to avoid going down. Mosley landed another right later in the round, but the rest of the night belonged to Mayweather.If he didn’t please everyone, it was because he couldn’t knock out Mosley. But Mayweather won every minute of every round after the second and the normally defensive-minded fighter kept after Mosley until the final bell in a masterful performance that earned him every dollar of his guaranteed $22.5 million payday.“I think we could have pressed the attack a lot earlier, and then we could have got the knockout,” Mayweather said.Fighting before a star-studded crowd that included Muhammad Ali, Mayweather never came close to dropping Mosley, but landed so many more punches that the outcome wasn’t in doubt past the middle rounds. He had an answer for everything Mosley tried to do, landing right hands to the head seemingly at will as the fight progressed.By the end of the night, Mayweather had put so many rounds in the bank that the only question was whether he would stop Mosley or be content to win a lopsided decision. Mayweather kept moving forward and continued to press the issue in a fight that wasn’t in doubt.Two ringside judges scored it 119-109 for Mayweather, while the third had it 118-110. All had him winning every round past the second.The Associated Press had Mayweather winning 117-110.Ringside punch statistics were as one-sided as the scorecards. They showed Mayweather landing 208 of 477 punches to 92 of 452 for Mosley.Mayweather made Mosley look every bit his 38 years as he landed sharp punches to his head, dominating a fighter who had vowed to turn the bout into the fight of the decade. Mosley tried his best, but couldn’t match the speed of the 33-year-old Mayweather, who grew more comfortable with each passing round.Mosley was a substitute for Manny Pacquiao, who was all but signed to meet Mayweather until a dispute over drug testing derailed the megafight. Instead, Pacquiao beat Joshua Clottey on March 13 in Dallas and is campaigning for a seat in Congress in his native Philippines.“If Manny Pacquiao can take a blood and urine test then we have a fight,” Mayweather said. “If not, no fight.”Pacquiao, who watched the fight in the Philippines, told Manilla radio station DZBB that he would agree to blood testing, but only if it is not taken within 24 days of the fight. That is basically the same stance that derailed the fight the first time around.“For me, as long as the drug test is not done close to the match, I’ll agree because if they’ll get blood from me close to the match, it will be a disadvantage for me because I’m smaller and he’s big,” Pacquiao said.Mosley almost ruined a lot of Mayweather’s best-laid plans when he landed the big right hand in the second that brought the fans at the MGM Grand Arena to their feet. They chanted “Mosley! Mosley!” as he followed Mayweather around the ring, landing another good right hand before the bell rang to end the round.“It’s a contact sport, and you’re going to get hit,” Mayweather said. “But when you get hit, you suck it up and keep on fighting. That’s what I did. I’m happy we finally had a chance to fight. This is a fight the fans have been looking forward to for a long time, and they deserve it.”Mosley’s second-round flourish was his last hurrah. Mayweather came out in the third and began landing some shots of his own, while Mosley couldn’t find his mark.“I caught him with my big right hand and I tried to move around but by that time he was too quick and I was too tight,” Mosley said. “After the right hand I thought I needed to knock him out and I needed to do it sooner than later. But I couldn’t adjust and he did.”Mosley said he thought the 15-month layoff since his last fight hurt him, as did a stiff neck. But Mayweather had a lot to do with his ineffectiveness, too, fighting his fight and refusing to allow Mosley to dictate the pace.Mosley’s corner kept imploring the fighter to throw his jab more and fight his way inside, but Mosley was content to try to load up to hurt Mayweather with a big punch that didn’t come.“You can’t wait for one big shot, you’ve got to wake up,” Mosley’s trainer told him after the seventh round.By the 10th round, Naazim Richardson was even more frantic, telling Mosley he needed a knockout.Mayweather, who earned $2,500 in his pro debut 14 years ago, was guaranteed $22.5 million but probably will end up with much more once the final pay-per-view buys are added up. Mosley was guaranteed $7 million, and also had a share in the television revenues.
Facebook151Tweet0Pin0Submitted by Adopt-A-PetMeet Snoop Dog! He is a happy, super-smart, one-year-old, German Shepherd/Rottweiler mix who is in search of his own active and loving family. He has lived successfully with another dog and enjoys playing with mellow dogs (with supervision and after proper introduction). Because of his size (87 pounds) and high energy level, children in his home should be older, dog-savvy, and gentle. Snoop Dog enjoys leash-walks (the more the better), playing tether ball, inventing his own tennis ball games, and swimming.Besides being such a cool dude, he is considered handsome by the volunteers here at the shelter. Volunteers say that his chestnut-colored neck hair really sets off his black muzzle and pearly whites. If you are looking for a very nice dog, and can provide him with love, exercise, further training to satisfy his desire for knowledge, good chow, and a fenced yard, then perhaps we should set a “get-to-know” each other date.If you have further questions or would like to schedule an appointment to meet Snoop Dog in person, please contact the adoption team at Shelton Adopt-a-Pet. Emails are the preferred method of communication.Adopt-A-Pet has many great dogs and always need volunteers. To see all our current dogs, visit the Adopt-A-Pet website, our Facebook page or at the shelter on Jensen Road in Shelton. For more information, email [email protected] or call 360-432-3091.
Samajwadi Party MP Azam Khan’s name has been put on an online list of land mafia by the district administration here following FIRs registered against him, drawing strong protest from his party. The SP raised the issue in the Legislative Council alleging that he is being framed in “fake” cases.The State government dismissed the allegations, saying that it was treating everyone the same and the action was not driven by any political vendetta.Chief Minister Yogi Adityanath alleged that Rampur was an example of “land-grabbing” culture under the previous SP government. “The name of the Rampur MP has been put on the list of anti-land mafia portal of the State government on Thursday after FIRs were lodged against him on land-grabbing charges,” Additional District Magistrate (Administration) J.P. Gupta said. “The listing was done by the SDM Sadar,” he said. The former State Minister was named in the FIRs lodged in connection with alleged forcible acquisition of land for Mohammad Ali Jauhar University, of which he is the founder and Chancellor. District Magistrate A.K. Singh said the “farmers had claimed that Azam Khan had acquired their land for University through coercion”. “The name of those who have acquired someone’s land with alleged criminal acts and continue to have possession over it are included in the list,” the DM added. The SP, however, alleged that the move was a conspiracy by the Rampur DM to defame Mr. Khan and the university.21-member panelSP president Akhilesh Yadav has constituted a 21-member committee, led by the Leader of the Opposition in the Legislative Council, Ahmad Hasan, to “probe fake cases” against Mr. Khan.Proceedings in the Legislative Council were disrupted on Friday as the SP members protested against the issue. As soon as the House assembled at 11 a.m., Mr. Hasan raised the issue, saying, “The most painful thing is that Khan has taken land for building a university and not for any personal gains. In which direction is the government going? Azam Khan is part of the land mafia?” Leader of the House and Deputy Chief Minister Dinesh Sharma termed the SP’s allegations “baseless”. “The government is treating everyone in the same manner, and it is not an act of vengeance.” “The allegations are baseless, and do not have any link with the policy and intention of the government,” he said. He added that since Mr. Khan is not a member of the House, the matter cannot be raised. Following this, Mr. Hasan requested the Chair that an all-party committee be formed, but Mr. Sharma opposed it. Amid unruly scenes, the Deputy CM sought cooperation of the Opposition to run the House. But the agitated SP members trooped into the Well, prompting Chairman Ramesh Yadav to adjourn the House till 12 noon. When the House re-assembled, Mr. Hasan raised the matter and SP members came into the Well of the House. Later, the Chairman adjourned the House till Monday.
Man Utd watching Napoli star Fabian Ruizby Paul Vegas9 days agoSend to a friendShare the loveManchester United have been watching Napoli star Fabian RuizThe Spanish international, 23, has risen to stardom since joining Napoli from Real Betis for £26million in 2018.And his exploits have attracted the attention of Real Madrid and Barcelona, who are in the market for a new control midfielder.Goal claim the Spanish heavyweights will battle it out for Ruiz next summer, but Napoli plan to tie him to a new contract with an £87million release clause.And the Manchester Evening News says United were also monitoring Ruiz over the summer. TagsTransfersAbout the authorPaul VegasShare the loveHave your say
zoom The Panama Canal Authority expects to see a rise in the number of liquefied natural gas (LNG) tankers, mainly driven by increasing exports of fuel from the United States.Namely, the LNG tanker traffic would go up by 50 percent by September on the back of a growing global demand for LNG, Reuters said, citing Jorge L. Quijano, Panama Canal Authority’s CEO.During the final quarter of 2017, the canal welcomed 60 LNG tankers, up from 43 tankers received in the same quarter a year earlier. As the demand for LNG continues rising, the Panama Canal expects to see one LNG tanker sail through its locks each day, Quijano told Reuters.US exports via the Panama Canal decreased temporarily in September 2017, due to damages caused by Hurricane Harvey to several Texas and Louisiana ports, but recovered in the following months.LNG vessels, which have an average canal water time of 20.5 hours, including waiting and transit times, represent about 9 percent of transits through the canal’s new locks.Earlier in 2017, Quijano informed that the canal expects to nearly double LNG carrier transits through the waterway by 2020 driven by US exports of natural gas.“The shale revolution in the United States not only has produced a quantum leap in terms of technology and volumes, but has also become a catalyst for the development and rapid evolution of a growing spot market, swaps and short-term contracts that were unthinkable a few years ago,” Quijano said.Based on the canal authority’s figures, the LNG segment has been surpassing the canal’s original expectations of one transit per week, and on average, 5.2 LNG vessels have transited the canal per week.World Maritime News Staff
MONTREAL – Employees at more than 400 Quebec Liquor Corp. outlets across the province held a one-day strike Tuesday in a bid to jump-start contract negotiations.It was the first of six strike days their union has planned as pressure tactics against the Crown corporation.The walkout affected most of the province’s liquor outlets, but management personnel was used to keep more than 60 outlets open.In June, the unionized employees voted 91 per cent in favour of the one-day strikes that are to take place at the opportune moment.The 5,500 workers have been without a contract since March 31, 2017, but negotiations have been ongoing for 16 months.Previous talks took place in late June and last week and the union determined the resumption of the discussions Tuesday was a good time to launch the strike.“The employer has moved a bit on its demands but it is not withdrawing its demands,” union president Katia Lelievre told The Canadian Press.The issue of schedules and work hours is at the heart of the impasse, with the union saying the government wants employees with more experience to work evenings and weekends, which the union considers a major setback.“There is no lack of employees on the weekend,” Lelievre said.She said 70 per cent of employees work part-time and already do full weekends, while more than one-half of the 30 per cent of full-time employees work at least one day on the weekend.In a statement, the liquor corporation said the 60-odd outlets that remained open were staffed by managers.“The SAQ (the corporation) wants to simplify its work methods and is proposing solutions that will both meet its need for flexibility while responding to the union’s priorities and demands, especially when it comes to getting full-time jobs, ensuring the quality of schedules as well as increasing the number of guaranteed hours for part-time employees,” the statement said.
UPDATE – On Saturday, February 2nd, 2019, a Canada Wide Warrant for Being Unlawfully at Large was issued for 31-year-old Tal Kalum LaRiviere. The arrest warrant was issued after LaRiviere failed to meet the conditions of his release by missing curfew at his designated residence in Prince George, BC.PRINCE GEORGE, B.C. – The Prince George RCMP are looking for a man wanted on a Canada Wide Warrant that could be headed to Northern B.C. or Northern Alberta.On Saturday, February 2, 2019, a Canada Wide Warrant for Being Unlawfully at Large was issued for 31-year-old Tal Kalum LaRiviere. The arrest warrant was issued after LaRiviere failed to meet the conditions of his release by missing curfew at his designated residence in Prince George, BC.Police are now asking for the public’s help in locating him. He is described as:Metis male188 cm (6’2”)88 kg (194 lbs)Brown hairBrown eyesLaRiviere has connections in Vernon, BC and Grimshaw, Alberta and may be travelling in Northern Alberta or Northern BC. He is believed to be driving a blue 1994 GMC 1500 pick-up bearing BC licence plate MY9880. A photo of a similar vehicle is attached. The image is not of the actual pick-up.A picture of a similar truck that he is believed to be driving.If you see this vehicle or LaRiviere contact the RCMP immediately, do not confront him as he is considered violent.