Rebuilding Credit After Bankruptcy

first_img Return to article. Long DescriptionLiving on Credit Cards by Images MoneyBe incredibly careful with paying bills on timeThose who are on the road to rebuilding credit must be scrupulous about paying every single bill on time, every time. It is probably advisable to put bills on auto-pay whenever possible, but don’t do this if it might result in overdrafts, and don’t forget to change these auto-pay setups if anything changes in your banking situation. Another way to handle it is to set up multiple reminders in electronic calendars and on cell phones (some companies will also send you reminders). If for some reason you know you will not be able to pay a bill, in part or in full, call the company ahead of time and speak to someone.Consider becoming an authorized user on someone else’s credit cardIf a secured credit card is not a possibility, or even if it is, another avenue towards beginning to reestablish credit is to become a secured user on another person’s credit card. It is important to understand that this basically gives you all the rights and privileges of the credit card with none of the financial responsibilities, so the card-holder must have a high degree of trust in the user that the user must not betray, or discord will inevitably follow. Becoming an authorized user also does not build your credit as well as holding your own card would.  Build up an emergency fund so you don’t get in trouble all over againThe basic emergency fund is such a key financial tool, but it’s amazing how many Americans don’t have this cushion available. Such a fund is no doubt even more important for people coming back from bankruptcy. Although it may be hard to build up, it’s worth it. Even $250 can make a big difference.Create and stick to a budgetAlthough bankruptcy often does come about as the result of unavoidable circumstances, such as massive medical bills, recovering from this situation may well entail learning or relearning good budgeting habits, so that the consumer does not get caught in the same situation again. Making and sticking to a clear and user-friendly monthly budget with realistic and accurate numbers can help bankruptcy filers stay on track in the long term, especially if they are attempting to repay obligations under Chapter 13. Watch out for predatory lendersPayday loans, rent-to-own, car title loans…all these predatory practices are a bad idea for borrowers, but these businesses tend to know that consumers with poor credit are especially likely to fall into this trap. As a result, they may market to those in this situation. People with poor credit need to be especially careful to avoid these dangerous loans. By Carol ChurchBad credit can and does happen to good people. Whether it’s the result of a huge and unexpected medical bill, or a painful divorce, bad decisions made in someone’s youth, bankruptcy, or a foreclosed home, the results can be a lot of anxiety, self-blame, and fear that credit will never be obtainable again. This problem is common among members of our nation’s armed forces. However, as long as those with poor credit turn over a new leaf, the good news is that “time heals.” As the years go by, if credit-related behavior is responsible, credit scores should gradually improve. However, that can be a long time to wait. What can be done to start rebuilding a low credit score as soon as possible? Start fresh with a secured credit cardA secured credit card is a credit card that requires applicants to put down a deposit before opening an account. In this way, the issuer has money to fall back on if the cardholder becomes delinquent. Most of the time, the deposit amount will be equivalent to the card’s credit limit.It’s important for cardholders to remember that even though they have paid the full value of the card as a deposit, secured cards work just like “regular” credit cards—they need to pay by the statement due date, and if they don’t pay in full, they will be charged interest. Those who handle secured credit cards well may be offered the opportunity to “transform” the secured card into a regular one, but should be sure to look at the fees and benefits of the card first.Watch credit reports like a hawkMake sure you file for your free credit report every year. Read it, and find and fix any mistakes. There will be accurate, negative items on that report, so don’t let untruthful ones pull the score down any further. Try a credit builder loan from a credit unionTypically issued to its members by a credit union, a credit builder loan is intended to help people with poor credit or no credit build credit, at no risk to the bank. Typically, it works like this: The bank “loans” you a relatively small amount of money ($250-1500), but you don’t actually receive it until the end of the loan. Instead, you pay the bank a set amount every month, on time, including some (relatively low) interest, and then get the amount at the end. Success will mean that your credit score goes up. It sounds a little crazy, but the idea is to prove to the credit bureaus that you can be trusted to pay a bill on time.If you have some money in the bank but can’t get credit, you can also use this same concept to “borrow against” the money you yourself have in the bank. That money is inaccessible to you until you “pay off” the credit builder loan. Flikr image obtained 2/10/2016. Photo by: https://www.flickr.com/photos/59937401@N07/last_img read more

7 Places to Find Free Light Leaks

first_img4. Projector FilmsProjector Films is a great resource for filmmakers. Not only do they have a blog talking about experiences in the film industry, they even have a podcast dedicated to scriptwriters. Their 25 free light leaks include quick previews so you can choose the right clip before you drop it in your timeline. The pack includes light leaks for wipes to flares and burn effects.DOWNLOAD 25 FREE HD LIGHT LEAKS 7. Gabrielle MarieGabrielle Marie is offering free light leaks from their YouTube channel. Check the video description for the download links. These are very colorful and allow some solid transitions.DOWNLOAD 11 FREE LIGHT LEAKS Want to learn more about using light leaks in video projects? Check out a few of the following resources:Compositing Light Leaks – RocketStockLight Leaks, Film Burns, Color Flares (Video Editing Tip) – RadRider33How To Use Composite Modes to Enhance Light Leak Effects – LightLeakLoveKnow of any other great places to find light leaks? Share in the comments below. 5. VFX FOOTAGEVFX Footage offers free footage for compositing, motion design, and post-production. Their Vimeo page offers everything from free light leaks to dust particles and horizontal shutter flicker. To download, just simply hit the download link below each video on Vimeo.DOWNLOAD 7 FREE HD LIGHT LEAKS 3. Creative DojoCreative Dojo offers great motion graphics and visual effects training and tutorials for designers and editors. These 15 amber light leaks are great to use in your projects. You can also change the hue of the light leaks in your NLE of choice.DOWNLOAD 15 FREE 1080p LIGHT LEAKS Light leaks can add a vintage charm to your videos or allow you to cover up rough edits. Here are some great places to get free light leaks.Light leaks have quickly become a staple in the video editing community. However, it can be a real pain to go around the web looking for decent free light leaks. So to make things easier, we’ve created this awesome list of free light leak assets from around the web.1. RocketStockRocketStock is a fantastic resource for video editors. More specifically they have an entire section of their blog dedicated to giving away free stuff. From digital distortion to circle bursts, they have a lot of really cool free stuff to download. They also just so happen to have an amazing pack of 13 free 4K light leaks that can be integrated into your video editing projects.The cool thing about RocketStock’s light leak pack is that they are all different — you’ll find more than simply blurred out orbs in their pack. Their corresponding blog post also has a great tutorial about how to use the light leaks in FCPX, Premiere, and After Effects.DOWNLOAD 13 FREE 4K LIGHT LEAKS 2. VegasaurVegasaur is another really great resource for free light leaks.  These 1080p light leaks are more traditional in their look, but they composite extremely well over most footage. Simply layer the light leaks on top of your footage and set the blending mode to screen.DOWNLOAD FREE HD LIGHT LEAKS 6. Light Leak LoveLight Leak Love is giving out free samples from three of their different light leak packages. You can test the looks of their Light Organic, Crystal Collection, and Star Trek bundles. They also have a blog with tons of great tutorials.DOWNLOAD FREE 720p LIGHT LEAKSlast_img read more

Rajasthan govt. panel for all loan waiver

first_imgAn inter-department panel formed to look into the modalities of farm loan waiver in Rajasthan has decided to recommend Chief Minister Ashok Gehlot to waive all loans of farmers who have committed suicide. The decision was taken at the first meeting of the committee chaired by Urban Development Minister Shanti Dhariwal on Saturday. “The committee will recommend to the Chief Minister that agriculture loans of farmers who have committed suicide should be waived off totally be it from any bank and any amount,” Industries Minister Parsadi Lal Meena, a members of the committee, said. He said that the decision will be taken at the level of the Chief Minister. Mr. Meena said there were more than 70 farmers who have committed suicide in the State. Short term loansAfter forming government, Mr. Gehlot had announced to waive entire short term agriculture loan from cooperative banks and agriculture loans of up to ₹2 lakh from nationalised and other banks for defaulting farmers on December 19.last_img read more

IPL 2016: MS Dhoni heroics help Rising Pune Supergiants avoid last-place finish

first_imgSkipper Mahendra Singh Dhoni single-handedly scripted Rising Pune Supergiants’ face-saving four-wicket win over Kings XI Punjab with a last ball six to help them avoid a last-place finish in the Indian Premier League here on Saturday. (Match Highlights | Scorecard)Chasing 173, Pune never looked in contention, but Dhoni played the lone ranger with an unbeaten 32-ball 64 to secure an improbable win for the debutants. (Full IPL Coverage | Points Table)Pune looked down and out at 86 for five in the 14th over before Dhoni brought out his best and smashed five sixes and four boundaries.NAIL-BITING FINISHNeeding 23 runs in the last over, Dhoni struck three sixes and a four. In the last ball of the match, RPS required six for victory and the captain lofted one over the midwicket boundary.However, for Dhoni, who had successfully led Chennai Super Kings in the previous editions of the tournament, mostly finishing in top four besides winning the title twice, this has been his most disappointing campaign.FOUR-STAR ASHWINEarlier, Ravichandran Ashwin chipped in with a four-wicket haul to restrict KXIP to 172 for seven in the allotted 20 overs.Captain Murali Vijay and Gurkeerat Mann hit fine half-centuries to take the team to a competitive total.The loss has pushed KXIP to the bottom of the heap with just eight points from 14 games.Opting to bat, Vijay led from the front, scoring a 41-ball 59 that included four hits to the fence and three sixes. He also shared a valuable opening partnership of 60 runs with Hashim Amla (30).advertisementAshwin got the breakthrough for Pune when he dismissed Amla, and in the very next over wicketkeeper-batsman Wriddhiman Saha (3) was also sent back to the dressing room with Adam Zampa doing the damage.GURKEERAT’S MAIDEN FIFTYBut Vijay and Gurkeerat played with responsibility to steady the boat. The duo put on a 58-run stand for the third wicket before the skipper fell to Ashwin.Ashwin further tighten the noose by dismissing Gurkeerat (50) and new batsman David Miller in his next over.None of the lower-order batsmen reached the double figures with Miller concluding a miserable tournament with another failure.Ashwin was the pick of the bowlers for RPS with figures of four for 34 from four overs.last_img read more

Kontron: two new industrial computers based on Raspberry Pi and NXP i.MX6

first_imgKontron announced the availability of two new industrial computers, the KBox A-330-RPI and KBox A-330-MX6, specifically designed for cost-sensitive control and gateway applications. The KBox A-330-RPI is based on the long-term available Raspberry Pi Compute Module CM3+ and can therefore use the huge software pool of the Raspberry Pi community. Equipped with a Broadcom® BCM2837 Quad CoreT Arm® processor, the KBox A-330-RPI is compatible with the established Raspberry Pi standards and has been enhanced with industrial features. It thereby supports developers creating applications for demanding and harsh industrial environments. The new KBox A-330-MX6 differs from the KBox A-330-RPI primarily by the Dual Core i.MX6 processor from NXP, which is, like the Raspberry Pi Compute Module CM3+, long term available. In addition, the variant based on the NXP processor optionally offers additional industrial protocol stacks such as EtherCAT, PROFINET, Modbus and CANopen to enable customers to easily integrate control software.Both KBox A-330 variants operate fanless and are designed for industrial control and gateway tasks in control cabinets due to their slim design and the possibility of DIN rail mounting. Two Fast Ethernet ports, RS232, RS485 or CAN and four I/O ports are available as interfaces. A powerful user interface can be operated during commissioning or in the target application via two USB channels and an HDMI connection. With the KBox A-330 family Kontron offers an industrial grade platform that enables connection to various communication levels, serves as a gateway for IoT applications and can integrate sensors and actuators.As operating system Kontron offers Yocto Linux for the KBox A-330-MX6 and Raspbian for the KBox A-330-RPI. On a project basis, applications are realizable that include advanced security features such as secure authentication and data encryption that go beyond normal security requirements.In conjunction with the modular IoT software framework SUSiEtec from Kontron’s sister company S&T Technologies, any applications and cloud solutions on the market – from sensors to edge computers to private or public clouds – can also be connected and supported to develop IoT applications or establish new business models.Share this:TwitterFacebookLinkedInMoreRedditTumblrPinterestWhatsAppSkypePocketTelegram Tags: Boards & Modules Continue Reading Previous MEMXPRO: industrial SSDs with Micron durable 3D TLCNext Axiomtek: fanless and ultra-slim 4K digital signage playerlast_img read more

10 months agoCardiff attacker Aron Gunnarsson: We’re in good position

first_imgCardiff attacker Aron Gunnarsson: We’re in good positionby Paul Vegas10 months agoSend to a friendShare the loveCardiff City attacker Aron Gunnarsson insists they can recover from their home thrashing by Manchester United.It promises to be a difficult season for Cardiff as they fight relegation but Gunnarsson says they must take the positives and the biggest one of that they are not in the drop zone for Christmas despite the United defeat.Gunnarsson said: “Especially away from home, we need to start picking up points away from home. We’ve obviously been good here at home apart from today.“We need to keep going but looking at the table, at Christmas time, we’d have taken the position at the moment but we need to build on that and stick together even though this loss was tough to take.” About the authorPaul VegasShare the loveHave your saylast_img read more

Sevan Voyageur FPSO to Feature Trelleborg’s Mountings

first_imgzoom The pump manufacturer Ruhrpumpen has chosen Trelleborg Gimbal Mountings for its water injection package for LNG in Gjerdrum, Norway.The package is placed on a special designed Floating Production, Storage and Offloading (FPSO) unit from Sevan Marine, the “Sevan Voyageur.”Trelleborg’s gimbal mountings will be used as a three point suspension system protecting the equipment from vibration and the movements of the vessel. By reducing vibration, shock and structure-borne noise, isolation systems make an important contribution to protecting high value installations, improving efficiency, safety and the working environment.The water injection package from Ruhrpumpen consists of two booster pumps type SCE 10X8X16 and two main pumps at SM 6X13X10. The main pump skid, that also will carry the Lube Oil System, has been designed as a three point support version, which is a special design for platforms and FPSOs.Press Release, May 8, 2014last_img read more

Nakilat Maran Gas Add Two LNG Carriers to Their JV

first_imgzoom Qatar-based LNG shipping company Nakilat and Greek shipping company Maran Ventures Inc. have expanded their joint venture partnership with two additional LNG vessels.The new agreement increases the number of vessels jointly-owned by Nakilat and Maran Gas from 13 to 15 vessels.The two newly added vessels, Woodside Rogers and Woodside Goode, featuring 159,800 cbm each, were built by Daewoo Shipbuilding & Marine Engineering Co (DSME) in 2013.In addition, the two vessels are under a long-term charter and equipped with Dual Fuel Diesel-Electric (DFDE) propulsion models, Nakilat said.“We are delighted at this opportunity to further strengthen our long-term strategic relationship. We look forward to working closely together in the future, continuing to strive to provide a first-class service to all our LNG customers,” Chairman of Maran Gas, John Angelicoussis said.Maran Nakilat Co. Ltd. was first established in 2005 with four jointly-owned LNG vessels, and was further expanded on several occasions.“Strategic alliance with renowned partners has been fundamental to our success, and we are always looking for opportunities to grow our international presence. Nakilat now has an ownership interest in 69 vessels, affirming our global leadership in energy transportation with the world’s largest LNG fleet,” Nakilat’s Chief Executive Officer Eng. Abdullah Al Sulaiti said.last_img read more

Chandrayaan2 to reach moons orbit on Aug 20

first_imgAhmedabad: India’s second moon mission ‘Chandrayaan-2’ is expected to reach the moon’s orbit on August 20 and land on the lunar surface on September 7, Indian Space Research Organisation (ISRO) Chairman Dr K Sivan said on Monday. The spacecraft is all set to leave the earth’s orbit after two days, he told reporters here. The 3,850-kg Chandrayaan-2, a three-module spacecraft comprising orbiter, lander and rover, which was launched on July 22, would make a landing on the moon on September 7, the ISRO chief said. “After launching Chandrayaan-2 on July 22, we did five manoeuvres. The Chandrayaan-2 composite body is now revolving around the earth,” he said. “At around 3.30 am on August 14, we are going to have a manoeuvre called trans-lunar injection. By this manoeuvre, the Chandrayaan-2 will leave the earth and move towards the moon. On August 20, we will be reaching the moon,” he said.last_img read more

Emily Deschanel Wants To Stop The Slaughter Of Marine Species

first_imgActress Emily Deschanel, star of the popular Fox TV series “Bones,” has taken on a new role as narrator of a powerful video that drives home the real numbers behind the slaughter on the high seas of marine species.Video: Emily Deschanel says: Stop the Slaughter of Marine Mammals!Produced by The Humane Society of the United States, the creatively animated short piece raises awareness of crucial protections urgently required for marine animals, including polar bears, sharks, whales and turtles. The international commercial wildlife trade has a heavy impact on marine animals’ survival and is responsible for the decline of wild populations of a number of marine species. The video’s release coincides with a major international conservation meeting that takes place every few years, the Convention on International Trade in Endangered Species, where decisions are made by 178 nations on regulations for international trade.“I think that people invariably respond to the bare facts and that’s why I hope this video will make viewers, most importantly, the delegates at CITES, sit up and take note of the shocking numbers of marine animals that are being decimated. Not only is this an animal protection concern, but it is also of immense importance to the overall health of our oceans,” says Deschanel.Through March 14 in Bangkok, CITES member countries are meeting to decide which species should be protected, and to impose controls or bans on their international commercial trade by adding them to one of the treaty’s appendices. An animal (or a plant) placed on Appendix I of CITES receives the highest level of protection – international commercial trade in its parts and products is effectively banned. An animal or plant listed on Appendix II allows for international trade, but with regulations.A delegation from The HSUS and its global affiliate Humane Society International is at the meeting, championing more than 40 proposals to provide greater protections for wildlife. Some of the marine life proposals include advocating for the transfer of the threatened polar bear, the freshwater sawfish and the African manatee to Appendix I; the African manatee is the only manatee species currently without top-level protection. The HSUS and HSI also support the U.S.-backed proposal to list the oceanic whitetip shark and proposals by other countries to list porbeagle sharks, hammerhead sharks and manta rays on Appendix II.“Like the intelligent, tenacious character she portrays in “Bones,” Emily is respected as a dedicated animal advocate, who is always willing to go that extra mile to take action for what she believes in. We are so grateful that she agreed to voice our video at such a crucial time for marine animals,” says Beverly Kaskey, senior director, HSUS Hollywood Outreach program.The HSUS and HSI work on a number of campaigns to protect marine species. Among other efforts, they fight to maintain the moratorium on commercial whaling, to end the finning of sharks, and to protect sea turtles and the endangered right whale from ship strikes and fishing gear entanglement. They also work to improve the welfare of captive marine mammals and ultimately to end their public display, as well as to end the slaughter of harp seals in Canada and the shooting of sea lions on the U.S. West Coast who are killed for eating salmon.last_img read more

Donations swayed BC on Prosperity

first_imgAPTN National NewsDid hundreds of thousands of dollars in donations help convince a provincial government to approve a gold mine?The Tsilhqot’in people from British Columbia’s interior believe the answer is yes.As the fate of the Prosperity mine project is debated by Ottawa, new information about donations to B.C.’s ruling Liberal Pary are raising questions.APTN National News reporter Rob Smith has more.last_img

Amazon is offering 10 to Prime Day shoppers who hand over their

Amazon.com Inc. has a promotion for U.S. shoppers on Prime Day, the 48-hour marketing blitz that started Monday: Earn $10 of credit if you let Amazon track the websites you visit.The deal is for new installations of the Amazon Assistant, a comparison-shopping tool that customers can add to their web browsers. It fetches Amazon’s price for products that users see on Walmart.com, Target.com and elsewhere.In order to work, the assistant needs access to users’ web activity, including the links and some page content they view. The catch, as Amazon explains in the fine print, is the company can use this data to improve its general marketing, products and services, unrelated to the shopping assistant. Amazon asks to join broadband space race with Elon Musk’s SpaceX Amazon to let Alexa users delete recordings via voice command amid mounting criticism over privacy Mozilla exec tells big data committee he was ‘shocked’ by what Alexa recorded The terms underscore the power consumers routinely give to Amazon and other big technology companies when using their free services. In this case, Amazon gains potential insight into how it should tailor marketing and how it could stamp out the retail competition.“This data is often used for training machine learning models to do better ad targeting,” said Bennett Cyphers, a technologist at the nonprofit Electronic Frontier Foundation. “But in the U.S., there aren’t really restrictions on what you can do with this kind of data.”Amazon already has more than 7 million customers using its assistant via Google Chrome and Mozilla Firefox, according to data published by those web browsers. Other companies offer similar shopping tools.While another technology known as tracking pixels shows Amazon information from visitors to roughly 15 per cent of the top 10,000 websites, the assistant lets Amazon follow a smaller set of users from page to page, Cyphers said.Amazon’s combination of tools still pales in comparison to data collection by Alphabet Inc.’s Google, which has tracking pixels on most web pages.Amazon did not discuss how it uses the data it gathers via the assistant for any unrelated purposes, but a job listing for an affiliated team known as Browser Integration Technologies says the group’s influence “spans across advertising and marketing, pricing and selection.”“Customer trust is paramount to Amazon, and we take customer privacy very seriously,” a company spokeswoman said, noting compliance with the assistant’s privacy policy, which says data collection is for websites that users visit “where we may have relevant product or service recommendations.”The policy also notes that customers can disable certain features of the assistant, and that Amazon only links browsing data to an individual’s account when the assistant is in active use.U.S. lawmakers have recently increased their scrutiny of Silicon Valley’s data collection practices. A bill introduced in the Senate last month proposed requiring that big platforms disclose what information they gather from users and how much that is worth.“When a big tech company says its product is free, consumers are the ones being sold. These ‘free’ products track everything we do,” said Republican Senator Josh Hawley in a statement announcing the bill.Amazon’s Prime Day promotion offers a window into what it will pay for browsing data. For Prime Day 2018, it offered $5 off to new Amazon Assistant users who spent at least $25. This year it offered $10 off to those spending at least $50.Amazon is also fine paying nothing for the data: New customers only get the $10 credit if they install the assistant from a particular landing page, if they are Prime members, and if they make their purchase via the assistant by Aug. 2.© Thomson Reuters 2019 read more

TSX climbs on higher oil prices BlackBerry shares gain nearly 8

TSX climbs on higher oil prices, BlackBerry shares gain nearly 8% by Linda Nguyen, The Canadian Press Posted Jun 1, 2017 9:35 am MDT Last Updated Jun 1, 2017 at 3:40 pm MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email TORONTO – Canada’s main stock index racked up a solid three-digit gain Thursday amid higher oil prices and boosts from tech firm BlackBerry Ltd. and Ski-Doo maker BRP Inc.In Toronto, the S&P/TSX composite index advanced 120 points to 15,469.91, as nearly all sectors finished in the black.Two of the biggest gainers were shares of BlackBerry (TSX:BB), which rose nearly eight per cent, and shares of BRP (TSX:DOO), which jumped nearly 13 per cent.BlackBerry stock rose following a report by online stock commentary website Citron Research that identified the company as a likely acquisition target.The Ontario-based former smartphone maker, which recently switched its focus to software, saw its shares climb $1.14 to $15.42 on the TSX.“Our belief was that the restructuring of BlackBerry was never going to lead to BlackBerry becoming a stand-alone, profitable company like they once were,” said Kash Pashootan, a senior vice-president and portfolio manager at First Avenue Advisory, a Raymond James company.“Our belief was that the restructuring was simply to get the business packaged and looking the way it should for an acquisition to take place.”He said it still remains “highly speculative” if or when a takeover might happen, but investors are buying the stock now on that bet.Meanwhile, shares in BRP climbed $4.17 to $37.03 after the Quebec-based company said it will begin paying a quarterly dividend of eight cents per share starting in July and plans to buy back up to $350 million of its shares by the end of July.South of the border, Wall Street was similarly strong, with all three indices finishing at record highs.The Dow Jones industrial average was ahead 135.53 points to 21,144.18, the S&P 500 index added 18.26 points to 2,430.06, and the Nasdaq composite index was up 48.31 points to 6,246.83.The gains were helped by optimism from a report by payroll processor ADP that saw private companies added 253,000 jobs last month in the United States, more than investors expected.A U.S. government report on jobs is set to be released on Friday, which economists expect to show growth of 176,000 jobs in May.A stronger employment market gives the U.S. Federal Reserve more leeway to raise interest rates, a move that is expected to happen in two weeks when the central bank meets to discuss rate policy.The Fed has already raised rates twice since December.In commodities, the July crude contract rose four cents at US$48.36 per barrel after settling at its lowest price in two weeks on Wednesday, helped by a report from the U.S. Energy Information Administration that showed crude inventories dropped 6.4 million barrels, more than expected.The Canadian dollar, which often trades in tandem with the direction of oil prices, was unchanged at an average price of 74.07 cents US.Elsewhere, the July natural gas contract was down six cents at US$3.01 per mmBTU, the August gold contract gave back $5.30 to US$1,270.10 an ounce, and the July copper contract gained a penny at US$2.59 a pound.Follow @LindaNguyenTO on Twitter. read more

Dribbling zombies and druginduced hallucinations astonishing glimpse inside Church childrens home in

first_imgOne woman sent there as a teenager in the early 1970s describes her first memory of the main living room, where girls were locked in unsupervised.“There were no toys, there were no books, there was nothing in this room except for just girls slumped around and girls weeing in the corner because nobody would dare knock on the door because you would be injected if you knocked on the door,” she recalls.“When I looked round there were girls sitting there and they were slumped over in chairs.“Their arms were just over the side of the chairs.“All the dribble was coming – I thought they were dead, it frightened the life out of me.”Of the few she remembers walking around, one desperately needed to use the lavatory.“[Another] girl said ‘Don’t knock on the door, If you knock on that door you know what happens’,” she explains.“So she stood in the corner and wet herself.“One girl did knock on the door, and this other girl pushed me down in a seat. I sat there. I was too scared to move, blink, do anything … some ladies came in … they put her on the floor. Then Miss Law came in with another lady and they started putting injections in her.” They looked like zombies, but then, thinking about it, I must have been one of those girls because I can’t remember anything [after this]. I must have been sat there, dribbling in a chairFormer resident Bishop Langstaff said: “We are very grateful to all of the women who courageously came forward to tell their stories, and we recognise how challenging that was.“The Diocese would like to thank all of the former residents who have participated and we apologise unreservedly to them for the hurt and distress caused to them.”The Bishop of Dover, the Rt Rev Trevor Willmott, of Canterbury Diocese, added: “[This] makes for difficult but essential reading. Bishop James and I are hugely grateful to the women who have come forward for their courage in sharing their stories.“They have done this so that we may learn the lessons of the past and we want to assure them that we have fully resolved to do so.“I would like to echo Bishop James’ apology to them for the pain they have suffered.” She adds: “They looked like zombies, but then, thinking about it, I must have been one of those girls because I can’t remember anything [after this].“I must have been sat there, dribbling in a chair. I can remember the first day, but I can’t remember any other day.”Another, who was just nine when she was sent to Kendall House, adds: “When I look back on it we all were quite ‘zombiefied’.“Being young girls … you know, you play games or you do this or you do that, or you have conversations and laughs and things like that – that never happened, we’d all be just really sullen.”The women describe lining up at mealtimes for “vitamin” tablets as well as being injected directly, leaving them either heavily sedated, slumping over their books in lessons, or even unconscious.One recalls: “You’d go into the office and they’d say ‘You’ve had an argument with blah, blah, blah, and whatever, we feel you need to calm down so we’re going to give you this medication to calm you down a little bit’ and boom, that was it.” The Bishop of Dover, the Rt Rev Trevor Willmott Former residents of a notorious children’s home where vulnerable girls were drugged and abused in the 1970s and 1980s have vividly described growing up in a world of “zombies” and terrifying psychedelic visions.The women, who spent part of their childhood at Kendall House, a former Church of England facility in Gravesend, Kent, revealed memories of being placed naked in straitjackets, injected with heavy sedatives which often left them “out cold” and dunked under ice-cold water as a punishment.A report published by the Church earlier this year detailed how residents were drugged – including for experimental purposes – raped and physically abused for almost 20 years between 1967 and its closure in 1986. I did some really weird things, my body was doing some weird things, my body was jerking … my arm was just doing its own thingFormer resident Others gave startling description of what they could remember of being drugged.“I saw things, Oh my God, did I see things,” one recalls. “I saw bloody triangles or wings flying around.“At one stage I remember completely and utterly freaking out. I woke up to what I can only describe as millions of ants all over the bed, all up the bloody walls, there were ants everywhere.“There was something in that room and there were things like triangles or wings flying around … I don’t know what they’d given me to make me hallucinate but I was hallucinating something and I tell you what, it was bloody scary.”Another adds: “My brain was sitting there thinking of what I was saying but what was coming out of my mouth was a totally different thing.“I did some really weird things, my body was doing some weird things, my body was jerking … my arm was just doing its own thing.“I couldn’t control what my body, bits of my body were doing, like my leg would keep lifting without any effort from me whatsoever, I couldn’t control it. I felt like I was itching all the time. I had this really severe itch but it wasn’t an itch, like if you are bitten by a mosquito and you can itch it, it was like under my skin itching’.”center_img The Bishop of Dover, the Rt Rev Trevor WillmottCredit:Gareth Fuller/PA The current Bishop of Rochester, the Rt Rev James Langstaff, in whose diocese the home was, apologised to the women for their treatment under the care of the authoritarian superintendent called Doris Law, who has since died.Now a follow-up report, detailing the memories of four other women not part of the original review, has been published by the dioceses of Rochester and Canterbury describing new allegations of rape, humiliation, physical and psychological abuse.It paints a graphic picture of life inside the home where children as young as nine were routinely drugged, locked in solitary confinement and forced to endure unusual punishments such as being forced to wear nightdresses for weeks at a time for minor infringements of rules. I saw … triangles or wings flying around. At one stage I remember completely and utterly freaking out. I woke up to what I can only describe as millions of ants all over the bed, all up the wallsFormer Kendall House resident The Bishop of Rochester, the Rt Rev James LangstaffCredit:John Stillwell/PA The Bishop of Rochester, the Rt Rev James Langstaff Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings.last_img read more

Almost 5000 fans voted – Last 24 Hours Hansen leads Nagy is

← Previous Story World Championship (W): Spain makes it to the semi-final! Next Story → Big loss for France: William Accambray will miss EHF EURO 2012! Handball-Planet.com Contest for the World’s Best Player in 2011 is coming to the last Stage. Almost 5000 Handball Fans Worldwide voted for the „Best Seven“ Players in this Year in our Poll Question at Facebook. We are still expecting some amount of votes in last 24 Hours of Competition, which are growing hour by hour. Thw Winner isn’t decided yet, so the last Day of Voting will be decisive.The number of votes show that our initiative got strong support from the Fans, Teams and Media around the Globe. The more fans we get to vote, the more Value will our Contest  for the World’s Best Player  have.Till Friday at 14:00 (2 P.M) all the Handball population will have opportunity to give their opinion. Don’t miss the chance: VOTECurrently, the Leader is the Danish Star, Mikkel Hansen with 27,92% of all votes. Hansen follow, Barcelona’s right back, Hungarian, Laszlo Nagy with 22,31% of votes….STANDINGS:Mikkel Hansen 27,92%Laszlo Nagy 22,31%Danijel Saric 17,71%Uwe Gensheimer 16,53%Hans Lindberg 11,34%Bertrand Gille 3,3%William Accambray 0,80% read more

Palm is Dead

first_imgSort of a melancholy footnote to today’s otherwise happy launch of new webOS devices. All signs are pointing to the death of the Palm brand. The name has been in limbo ever since HP bought the ailing handset manufacturer, but this news really makes the whole thing officially official.HP stripped the Palm name from the launch of the Veer, Touchpad, and, most notable, Pre. The HP Pre 3? Doesn’t really roll of the tongue, does it?Anyway, just a quick post to note the effective end of the Palm name. It’s been an 18 year roller coaster, and part of us is sad to see the company go. From the looks of the new devices, however, it seems that Palm isn’t really going too far, after all. AdChoices广告last_img

Geek deals Dell Vostro 330 allinone is 350 cheaper than it was

first_imgMost of us with ‘geek’ cred have probably setup at least one desktop computer for a friend or relative. As long as it was an out of the box machine, we also know we didn’t really have to be there except to make sure the cables got plugged into the right ports. And we also knew not to bother with trying to tell them the cables were color-coded, as we are of course the experts and needed to handle it first hand.These days, it’s not out of the question to recommend said relative an all-in-one PC. These machines combine the computer guts and monitor into one chassis, and most times that chassis is a rather stylish piece of kit. PC makers also go one step further and generally bundle a wireless keyboard and mouse, making computer setup a single step: plug in the power cord. That’s easy enough for even the most tech-phobic relative to handle.AdChoices广告If you’ve got one of said relatives bugging you for help with buying a new computer, pay close attention to our deal here today. Dell’s Vostro 330 is an all-in-one machine, built around a 23-inch 1080p monitor. A Core i3 dual core processors speeds things along, with 4GB RAM and a 500GB hard drive rounding things out. The other usual goodies like a DVD burner, wireless keyboard/mouse, and WiFi are all included. While this configuration of the Vostro 330 won’t win any world speed records, it will handle all the usual PC duties just fine.Most all-in-one desktops command a bit of a price premium over similar modular desktops, but Dell is taking a massive discount off the Vostro 330. For a limited time you can get a whopping $350 off through a web-use coupon on all models priced at $899 or greater. The nice thing about this is that you can also upgrade the 330 further if you’ve got it in your budget, or stick with the base config that is plenty powerful for most users.Visit LogicBuy for the Dell Vostro 330 all-in-one desktoplast_img read more

Ric Flair health update beginning physical therapy during his recovery

first_img Now Playing Up Next Wrestling Legend Ric Flair to Make Feature Film Acting Debut Facebook Ric Flair threatens WWE with legal action over Becky Lynch’s “The Man” gimmick Ric Flair Opens Up About 2017 Health Scare Now Playing Up Next Pinterest Whats On Deck For March: Celtics, Bruins Stretch Runs “The Nature Boy” Ric Flair throws out the first pitch at yesterday’s Houston Astros game Wendy Barlow, the fiancé of Ric Flair, provided the following health update on the WWE Hall of Famer as he continues to recover after being hospitalized the last few weeks.Barlow described Flair’s recovery as witnessing a “miracle” in recent weeks.“I wanted to update everyone on Ric’s progress as so many people have been reaching out and offering their prayers and support. He is doing very well for a man who has been through so much! He will begin physical therapy shortly and will be stronger than ever and back out enjoying all the fans sooner than you would think. I can honestly say I have witnessed a miracle.”Recommended videosPowered by AnyClipRic Flair Opens Up About 2017 Health ScareVideo Player is loading.Play VideoPauseUnmuteDuration 0:52/Current Time 0:03Loaded: 100.00%0:03Remaining Time -0:49 FullscreenUp NextThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Replay the list Now Playing Up Next Ric Flair signs deal with Adidas, Says “We’re fixin’ to make Nike the second brand” Now Playing Up Next Now Playing Up Next Ric Flair 1 COMMENT August 31, 2017 at 1:35 am Ric Flair Rushed to Hospital After Medical Emergency Adam Martin RELATED ARTICLESMORE FROM AUTHOR Videos Articles Twitter TheCyberZon WWE Hall of Famer Ric Flair Hospitalized WhatsApp Google+ We’re all pulling for you Naitch. WWWOOOOOOO!!!!! Comments are closed.last_img read more